When to start collecting Social Security benefits. Chapter 3.

You have three main options:

  • Start collecting early
  • Start collecting at full retirement age
  • Start collecting after full retirement age

Let’s discuss the second one: start collecting at full retirement age?
At full retirement age you receive 100{030251e622a83165372097b752b1e1477acc3e16319689a4bdeb1497eb0fac93} of your benefit.
The Pros:
You receive the full Social Security benefit earned.
The Cons:
You could receive a larger benefit by waiting.


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