Expert Articles

Most investors who retain an elite financial advisor would agree that the value far exceeds the cost. They simply do not have the ...
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“Be fearful when others are greedy; be greedy when others are fearful.” The above quote is attributed to “The Oracle of Omaha,” Warren ...
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We have written a lot about retirement because it’s critically important for so many people. We have years of experience getting people prepared ...
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In theory, $1,000,000 saved for retirement should allow you a pretty decent lifestyle during your golden years.  Getting there is not nearly as ...
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1. Think about what you’ll do after retiring. Today’s average age of retirement is 62. Remaining life expectancy at age 62 is over ...
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1. Hire an advisor who is a fiduciary.  By definition, a fiduciary is always ethically bound to act in your best interest.  This ...
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The average investor significantly underperformed the market in 2018. Bad decisions caused the average U.S. investor to lose roughly twice as much as ...
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Warren Buffett is known as “The Oracle of Omaha” and for being the third richest man in America because he knows his circle ...
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Physicians have attributed poor health to diet since at least the times of Hippocrates and Galen. The authors of a comprehensive study published ...
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Volatility is the price investors pay to get rich. From 1989 through 2018 the Dow Jones Industrial Average (DJIA) generated an average return ...
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The Wall Street Journal printed a great article on a subject close to our heart. Because of decades of experience, we are the ...
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The government’s General Accounting Office (GAO) reports that 48% of people aged 55 and approaching retirement have nothing in retirement savings. That statistic ...
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Conventional retirement savings advice can lead you astray. Instead of following the standard financial advice, buck the conventional and find financial freedom in ...
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How do you pay yourself when you’re retired? When planning retirement investments, there are three approaches used to generate income for retirement: Income-focused ...
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I  get a lot of questions regarding pre- and post-retirement planning, but today I wanted to address one that is most frequently asked ...
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Studies of investor behavior show that the average stock mutual fund returned 9.9% annualized in the two decades from 1991 to 2010.  But ...
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After December’s market plunge and January’s surge, we can forgive investors for feeling whiplash. During times of extreme volatility, it is especially common ...
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Have you ever noticed that most of the people who forecast what the stock market is going to do predict that it will ...
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Warren Buffett is the world’s third richest man, worth over $80 billion, and he made it all from investing. His advice on how ...
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Pay off your debt Consumer debt is expected to reach a record $4 trillion by the end of 2018.  The average family is ...
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IRAs and 401(k) plans were designed to be used during retirement for supplemental income. For that reason, there are penalties for taking money ...
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Here’s some good news: you can positively affect your level of economic success by planning for your future instead of “winging” it. Without ...
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The recently passed Tax Cuts and Jobs Act is the most extensive and far-reaching change to the tax code in more than thirty ...
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With year-end tax planning looming in the next few months, we are bringing you two ideas for donating to charity that could save ...
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A Reader Asks: “Should I use annuities as a temporary investment?” ...
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