Expert Articles

Pay off your debt Consumer debt is expected to reach a record $4 trillion by the end of 2018.  The average family is ...
Read More

IRAs and 401(k) plans were designed to be used during retirement for supplemental income. For that reason, there are penalties for taking money ...
Read More

Here’s some good news: you can positively affect your level of economic success by planning for your future instead of “winging” it. Without ...
Read More

The recently passed Tax Cuts and Jobs Act is the most extensive and far-reaching change to the tax code in more than thirty ...
Read More

With year-end tax planning looming in the next few months, we are bringing you two ideas for donating to charity that could save ...
Read More

A Reader Asks: “Should I use annuities as a temporary investment?” ...
Read More

Do-It-Yourself Retirement Planning? A report recently published by the Federal Reserve Bank on the Economic Well-Being of U.S. Households, discusses what people have ...
Read More

A young professional asks: “I am 27 years old and have finally worked myself into a well-paying job. I want to make the ...
Read More

Financial peace arrives when you no longer have to worry about your income being sufficient to cover your expenses.  It’s a great feeling ...
Read More

From our favorite economist - Brian Wesbury: An entire generation of investors has been misled about interest rates: where they come from, what ...
Read More

Not everyone needs a financial advisor. But if you are not sure about how your financial assets should be invested, if you make ...
Read More

Being in the 24% tax bracket doesn’t mean you pay 24% on everything you make. The progressive tax system means that people with ...
Read More

Focus your goals in retirement and how you will pay for them. Address your concerns and expectations for retirement. Identify things that could ...
Read More

Some of the most progressive companies are introducing a new employee benefit: company-paid financial guidance. Concerned about their employees’ retirement funds, and acknowledging ...
Read More

In 2017, the oldest baby boomers, who turned age 70 in 2016, reached the required beginning date (RBD) for taking withdrawals from traditional ...
Read More

A study by the Charles Schwab brokerage firm found that people with a written retirement plan are 60 percent more likely to increase ...
Read More

The Center for Retirement Research (CRR) at Boston College, found that 52 percent of working-age U.S. households are at risk of being unable ...
Read More

Some good advice from SeekingAlpha: The elephant standing in the room in all discussions of financial advice is the unethical advisor who offers ...
Read More

The NY Post published an article Most Americans can’t answer these 4 basic money questions.   They questioned "Millennials" and "Boomers" to see ...
Read More

First, the good news. According to a leading investment firm, current retirees are doing just fine. They studied a large group of retirees ...
Read More

Mutual fund share classes are little understood by the investing public, but they are important because they determine how much the investor pays ...
Read More

The tax changes in the Tax Cuts and Jobs Act (TCJA) are extensive and far-reaching.  The standard deduction will be raised starting in ...
Read More

This was a question asked by a visitor to Investopedia. Several other advisors responded.  Here’s my contribution to the discussion. You have gotten ...
Read More

NFL football player Marion Henry retired from football at age 28.  Professional athletes usually begin a second career after they give up the ...
Read More

One of the most irritating things about having an account with one of the "big box" firms is that they charge you a ...
Read More