Are you feeling financially vulnerable?

The 21st Century is still a teen-ager but it’s already seen tremendous disruption. The financial picture for many families is particularly scary. Large numbers of people are living paycheck to paycheck. Those that saved for retirement experienced the “Tech Bubble” bursting in 2000 and the real-estate based financial melt-down of 2008. That left a mark.

In real terms it meant that retirement had to be postponed, living standards were reduced, homes were repossessed and lots of people came to imitate the “cat on a hot stove.” The series of panics left a lot of people sitting on a pile of cash, earning virtually nothing. Like the cat that jumped on a hot stove and burned himself, he won’t jump on a hot stove again. But he won’t jump on a cold stove either.

At times like this, when every action seems fraught with danger, it helps to have someone who’s an expert to guide you to your financial goal. If you’re not quite sure who to talk to, give us a call. We may be the ones you have been looking for.  We’re a fiduciary.  That means we are legally and morally obligated to put your interests first, ahead of our own.

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